Texting and Driving Accident Victims File Claim Against Allstate Insurance Company
Dangers of Texting While Driving on Utah Roads
On August 2, 2009, Hailey and Shawn were driving northbound on I-15 near the 2-15 Belt Route when traffic slowed down to a stop due to the construction on the freeway. A young man, who was texting while driving, failed to notice and rear-ended Hailey and Shawn. The at-fault motorist was driving 65mph on impact and totaled Hailey’s Honda Civic. Although the vehicle was equipped with air bags and our clients were wearing their seatbelts, they both hit the windshield with their heads and sustained serious injuries to their heads and faces.
Hailey was transported to the hospital for immediate treatment for her head trauma, hip contusions and neck injury. Shawn received treatment for his spinal injuries and back injuries as well as for his multiple facial lacerations from the broken glass. To this day, he still suffers from memory loss and headaches. However, Shawn considers himself lucky. There were construction workers on the road near where the accident occurred. If the at-fault driver had hit these workers while he was distractedly driving, someone could have been killed in this Utah texting and driving car accident.
Texting while driving has increasingly become a safety problem for Utah motorists and their passengers. Despite it being against Utah State Law to text and drive, reckless motorists continue to send or read texts and emails while driving which puts everyone at risk of being involved in a fatal car accident. Join with Zero Fatalities, Oprah’s No Phone Zone, and Utah Bike Coalition to put an end to texting while driving in Utah.
When Insurance Adjusters Win, Accident Victims Lose
Despite the fact that the at-fault driver was breaking the law by texting and driving, when he caused the Utah car accident, Allstate Insurance Company only offered Hailey and Shawn $2,000.00 more than their medical bills. Understandably, Hailey and Shawn were disappointed and distraught at Allstate’s settlement. The at-fault driver’s blatant negligence caused several damages to this young Utah couple including:
• over $10,000 in medical bills,
• total loss of their vehicle,
• months of treatment, and
• Shawn was laid off from his job. Due to his injuries, Shawn was not physically able to keep with his workload.
Insurance companies, like Allstate, will not offer a reasonable settlement when they realize that the accident victims are not being represented by an experienced personal injury attorney. Too often insurance adjusters are successful in manipulating innocent accident victims. Insurance adjusters are rewarded through raises and bonuses for every dollar they don’t pay out in your personal injury claim.
Statistics demonstrate that by hiring a good personal injury attorney, victims receive an average of 3x larger settlement offers from Insurance Companies than if they filed a personal injury claim on their own.
Three things NOT to do When You are Involved in a Utah Accident
• Don’t speak to the at-fault party’s insurance company adjuster before speaking with an experienced Utah car accident attorney
• Don’t give recorded statements to anyone. Despite what the insurance adjuster says, you are not required to give a recorded statement to your own insurance company or the at-fault insurance company.
• Don’t sign any documents until you have spoken to a skilled personal injury attorney.
How Do I NOT Wreck my Car Accident Case
The best way to protect yourself when you have become a victim of an automobile accident is to educate yourself.
• Educate Yourself.
Read 7 Biggest Mistakes that Can Wreck Your Utah Accident Case. This informative resource was written my founding partner of the Christensen Law Firm. Ken Christensen’s book will guide you through complex legal and insurance jargon to help you prepare for the battle ahead.
• Ask an Attorney.
Take advantage of the FREE consultation with the Christensen Law Firm, PLLC, and meet with a real attorney in a setting where you can ask all of your questions and get answers.